At J-N-L, LCC . we are committed to treating and using nonpublic personal information about you responsibly. In the course of our business relationship with you, we collect information about you that is necessary to provide you with our products and services. We treat this information as confidential and recognize the importance of protecting it. We value your confidence in us. At Jewelry N Loan, Inc. our customers are our most valued assets. Protecting your privacy is important to us.
Collection of Information
We collect non public personal information from and about you in order to identify you as our customer, establish and manage your account, complete customer transactions, understand your need through market research, market products and services to you, and comply with legal and regulatory requirements.
Sharing of Information With Non-Affiliated Third Parties
As permitted and mandated by law, we may share any or all of the nonpublic personal information we collect about our customer with Law Enforcement Agencies.
Non-Affiliated Financial Service Providers, Non-Financial Companies, and Others:
It is our policy not to sell, rent or otherwise provide our customer’s nonpublic personal information to outside companies so that they can market products or services not related to us.
We may share our customer’s nonpublic personal information with non-affiliated third parties when our customers request or give us permission to do so, or when we are otherwise permitted or required to do so by law.
When we are required by a federal, state, or local law or regulation to do so: or
When we receive a subpoena or are ordered by a court to do so.
Policies and Practices to Protect the Confidentiality and Security of Nonpublic Personal Information
We safeguard nonpublic personal information according to established industry standards and procedures. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.
Accuracy of Your Account Information
Because we recognize the importance to our customer that our records are correct, we have implemented internal controls and procedures designed to keep and report customer information as accurately and completely as possible.
We reserve the right to change our privacy practices in the future, which may include nonpublic personal information about you with non-affiliated third parties. Before we do that, we will provide you with a revised privacy notice and give you the opportunity to opt out of that type of information sharing.
We reserve the right to disclose any and all information that the law permits us to disclose.